217 W Frontier StreetPayson, AZ 85541

A beautiful place for just $439,000! Located in the heart of the Town of Payson, this beautifully updated property isn't just a home... It's an opportunity. Zoned C1 (Commercial One / Neighborhood Commercial), this property gives you something rare: You can LIVE here and You can WORK here! C1 zoning allows for a variety of neighborhood-oriented commercial and service uses, while also permitting residential living. (Please check with the Town of Payson and/or Gila County for your use!)That means this could be: A full-time single-family residence A multi-generational living setup A live/work business location A professional office A boutique or studio A service-based business A creative space A short- or long-term rental opportunity (Buyer to verify permitted uses with the Town of Payson.) This is the perfect setup for entrepreneurs, remote professionals, creatives, investors, or anyone who wants flexibility built into their property. 🏡 The Main Home Extensively upgraded and move-in ready, the main residence features: ✔ Updated kitchen with stainless steel appliance package ✔ Samsung Beverage Door refrigerator ✔ Samsung electric range ✔ Whirlpool built-in microwave ✔ Flotile in-sink dishwasher ✔ Hotpoint washer & dryer Beautiful wood cabinetry, upgraded countertops, tile backsplashes, under-cabinet lighting, pull-out shelving, and a remodeled walk-in pantry complete the space. Fresh neutral paint, recessed dimmable lighting, upgraded fixtures, updated doors and hardware, textured ceilings, and a custom pine + wrought iron stair banister elevate the entire interior. Upstairs? Two spacious primary suites, each with its own private bath. Downstairs? A convenient half bath for guests or clients. Bathrooms feature tiled showers with decorative rock accents, creating a spa-like ambiance. Throughout the property: 18' tile flooring Plantation shutters Central heating & cooling Durable metal roof Cozy wood-burning stove 🏡 Detached Guest Cottage (181 sq ft!) Fully remodeled and absolutely charming. Includes: Kitchenette with sink Half bath 18' tile flooring Designer wallpaper & wainscoting New vanity & wall heater Fresh paint Use it as: Private office Rental spaceCreative studio Client meeting room Multi-generational living She-shed / man cave / hobby space The flexibility is unreal. 🌿 Outdoor Features Large covered patio with new wood platform step Fully fenced yard with new wood & pipe fencing FOUR gates RV parking Upgraded storage shed with shelving & concrete floor Rock pathways, landscaping & designer overhangs And the LOCATION...Great WALKABILITY! Walk to restaurants. Walk to the theater. Walk to the post office. Leave your car at home. This is more than a home -- it's a strategic property. With C1 zoning in the Town of Payson, you're not boxed into one use. You're investing in flexibility, opportunity, and long-term potential. Live in it. Run your business from it. Rent part of it. Create from it. Enjoy!